Eligible Applicants: Oakland property owners living in the unit to be rehabilitated or repaired.
Location: Any location in Oakland is eligible.
Eligible Properties: Owner-occupied single-family dwelling or up to four units.
One-unit structures must be occupied by low- to moderate-income households
Two-unit structures must have at least one unit occupied by a low-moderate income household
Three-to-Four unit structures must have at least 51% of the units occupied by low-moderate income households
0% Deferred Loan: Annual Household Income cannot exceed 50% of the established HUD median income limits* for Alameda County
3% Deferred Loan: Annual Household Income cannot exceed 80% of the established HUD median income limits* for Alameda County
Income of all household members who are 18 years or older must be considered to determine income eligibility.
Occupancy: Applicant must occupy the property. All owners on record must apply. Eligible Uses: See eligible repairs.
Other Requirements: N/A