Foreclosure Assistance for Oakland Homeowners If you are an Oakland homeowner in or at risk of foreclosure, you can fight to stay in your home.
Homebuyer Counseling and Education Providers Several local organizations and other government agencies provide counseling to individuals and families looking to purchase a home in Oakland and the Bay Area, or for individuals and families who may have received a notice of default or a foreclosure notice.
Participating Lenders Contact a community loan officer at one of our Participating Lenders to determine if you qualify for the MAP or CalHome program, the purchase price of the home, and to pre-approve you for mortgage financing.
CalHome Program The CalHome Program partners with lenders to assist low-income, first-time homebuyers with buying a home in the City of Oakland.
Loan Servicing Department Our Loan Servicing Division supports homeowners by managing loans provided through the City of Oakland’s First-Time Homebuyer and Housing Rehabilitation programs. Our team of experts are committed to assisting our clients with all mortgage-related inquiries. In-person consultations are available by appointment only. We also service loans for all Housing and Community Development projects
Lead-Safe Homes Program (LSHP) The Lead-Safe Homes Program provides free risk assessment for lead hazards, painting services to qualified owner-occupied low- and moderate-income households.
Accessory Dwelling Unit Loan Program (ADULP) Update January 2024: Program Closed Until Further Notice