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Affordable Housing Development


This program helps implement the City’s and Redevelopment Agency’s affordable housing development programs. Staff works with for-profit and non-profit developers to revitalize neighborhoods and increase housing opportunities through new construction, substantial rehabilitation and preservation of rental and ownership housing for very low-, low- and moderate income households. Staff implements the City’s annual Notice of Funding Availability (NOFA) process to make competitive funding awards for affordable housing projects and monitors the City’s and Agency’s portfolio of more than 75 projects to ensure proper management and maintenance and compliance with rent and income limits.

The City of Oakland is committed to providing affordable housing for its residents. Since 1988, we have funded the development of over 6000 units of housing. The City has many funding programs that work with non-profit developers to increase the number of affordable housing units. For more information contact the Housing and Community Development Department.

Housing Development Services
250 Frank Ogawa Plaza, Ste 5313
Oakland, CA 94612
(510) 238-3502

Housing Development Loans and Grants

The City provides financing to developers to increase and preserve affordable housing in Oakland. These funds are available from the federal government's HOME program and other local funding sources.

Affordable Housing New Construction Loan Program

Funds are allocated annually in a competitive process through a Notice of Funding Availability (NOFA). The NOFA is typically published in September, applications are due in November, and funding commitments are approved by the City Council in February or March. This allows developers to use our funds to leverage other affordable-housing funds, such as the low-income housing tax credit. Learn more about the New Construction Loan Program.

Affordable Housing Health and Safety Rehabilitation Program

This program provides loans to owners of existing multifamily affordable rental housing to prevent or address health and safety conditions.

Affordable Housing Acquisition, Rehabilitation and Naturally Occurring Affordable Housing (NOAH), Preservation Program

This program provides loans to developers to cover the costs related to acquisition, rehabilitation and preservation of affordable rental housing.

Predevelopment Loan Program

The Predevelopment Loan Program provides loans to non-profit housing developers to cover pre-development costs (feasibility analysis and preparation of loan applications) and to cover costs of preparing projects for syndication. Learn more about the Predevelopment Loan Program.

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