Who can apply? Individuals who receive public benefits and can verify low income status.
How do I apply? To apply for the Income Driven Payment Plan, print, complete and email the Ability to Pay Application with income verification and all supporting documentation to prove eligibility to:
- rmcmillian@OaklandCA.gov or call 510-238-3816 to speak with Ms. McMillian or
- dbanks-seals@OaklandCA.gov or call 510-238-7475 to speak to Ms. Banks-Seals
How does the application process work? The application requires proof of income from all sources, including others in your household, expenses, as well as financial accounts and a list of all vehicles registered to you. Your monthly disposable income must not exceed $250 to qualify. Failure to provide these documents could result in your request for the income driven payment plan being denied. There is a payment plan set-up fee that is added to the ticket amount. You must also submit a copy of a valid driver's license or passport and social security card. Persons receiving disability, unemployment, SSI, SSA or any other type of assistance must provide an income statement and monthly expenses or have a co-signer. Co-signer will be required to provide all documentation listed above
When can you apply? For the Income Driven Payment Plan, you must apply within 120 calendar days from citation issuance or 10 days of hearing of determination, whichever is later. Maximum length of payments is up to 24 months.
How many times can I apply? You may apply for the Income Driven Payment Plan one time only.
If the income driven payment plan is defaulted, all penalties and interest will be applied to each citation and a collection fee of $300 or 10%, whichever is greater, will be assessed on the unpaid balance and collections action will be taken immediately. Action may include a DMV hold, the towing of your vehicle, action in Small Claims Court and/or reporting to a credit bureau.