City of Oakland offices will be closed on Monday, May 27, 2019 for Memorial Day

Small Business Loans

Main Street Launch Website

Crowdsourced Micro Loans

Kiva Oakland Website

Local Financing Programs

Oakland Grown Good Money Guide

If you need money to start or grow your business, think about what type of financing will best fit your business. Different financing options include:

  • Loans from Community Organizations & Institutions
  • Loans from Community Banks
  • 0% Loans from Peer-to-Peer Platforms
  • Crowdfunding – Reward or Donation-Based
  • Crowdfunding – Investment-Based
  • Angel Investors
  • Impact Investment Funds


There are several local organizations that can help you get funding for your business. Main Street Launch can help you secure small business loans ranging from $10,000 to $25,000.

Kiva Oakland provides small business loans at 0% interest and no fees. Learn about borrowing and also consider joining as a lender. Oakland is leading the nation in supporting local businesses through Kiva loans.

You can learn more about these organizations by visiting their websites or by reading the Good Money Guide.

If you need to make improvements to your building's facade or interior, visit the Facade Improvement Program and Tenant Improvement Program page.

Materials processors and manufacturers located in the Recycling Market Development Zone (RMDZ) that use recyclable materials or minimize solid waste generation are eligible for loans and grants. Visit the Green Industries page for more information.

The California Competes Tax Credit is an income tax credit available to businesses that want to come to California or stay and grow in California. To learn when the next application period will be, visit their website.