Contact these organizations for more homebuyer resources. Speak with a participating lender to arrange any down payment assistance loans that will layer with your planned first mortgage. Most City participating lenders can assist you with additional forms of assistance.
| Link | Name of Resource | Description |
|---|---|---|
Consumer Financial Protection Bureau (CFPB) |
The CFPB is a U.S. government agency that help consumers make informed financial decisions and build financial skills. |
|
California Housing Finance Agency (CalHFA) |
CalHFA partners with local lenders to offer a variety of first mortgage and down payment assistance programs to help make your home purchase more affordable. |
|
Golden State Finance Authority (GSFA) |
GSFA partners with local lenders to provide homeownership programs featuring competitive interest rates and down payment assistance. GSFA offers Mortgage Credit Certificates (MCCs) in limited counties. |
|
Federal Home Loan Bank’s (FHLB) WISH Program (Workforce Initiative Subsidy for Homeownership) |
Federal Home Loan Bank provides financial assistance programs in partnership with local banks for first time homebuyers. The WISH Program provides a 4 to 1 matching forgivable loan (that turns into a grant) to eligible low income buyers. |
|
Alameda County AC Boost |
Alameda County’s AC Boost is a down payment assistance loan program that makes a homebuyer’s mortgage payments more affordable. The loan program partners with participating lenders and is administered by Hello Housing. |
|
Alameda County Mortgage Credit Certificate (MCC) |
Alameda County Housing and Community Development Department (HCD) runs the Mortgage Credit Certificate (MCC) Program throughout the County. An MCC provides ongoing tax credits to assist homebuyers in qualifying for a higher first mortgage. |
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